Insurance Claims Don’t Have to Be a Nightmare

If your insurance is giving you the runaround, you’re not alone. We help homeowners navigate claims, fight for fair coverage, and get the roof they deserve — without the stress.

Talk to a Claims Specialist

Here’s How the Claims Process Really Goes

Inspection Icon

1. We Inspect First

We check the roof top to bottom and take detailed photos. If it’s legit storm damage, we’ll find it — and document it like pros.

File Icon

2. We Help File (or Refile)

We guide you through calling it in. Or, if you've already filed and got lowballed or denied, we help dispute it the smart way.

Documents Icon

3. We Handle the Paper Trail

From adjuster appointments to code compliance documents, we manage the back-and-forth so you don’t lose your mind.

Denied or Underpaid? We Don’t Back Down.

If the insurance company said “no” or threw out a number that wouldn’t even cover the shingles, don’t throw in the towel just yet. At Scott Roofing, we specialize in fighting for fair payouts — and winning them.

  • Denied Claims: We review photos, write appeal letters, and submit documentation to get them reopened.
  • Lowball Estimates: We compare what’s missing, submit supplements, and hold them to code compliance.
  • Adjuster Issues: We meet them onsite, walk the damage, and speak their language — respectfully but firmly.

We’re not just roofers — we’re advocates. And we know what it takes to get a claim back on track.

Claim Mistakes We See Every Week

Insurance claims are tricky — and some well-meaning folks end up doing more harm than good. Here’s what to avoid if you want to keep your roof (and your sanity) intact:

  • Calling the insurance first: If you file before a roofer inspects, you risk a denied claim — even if damage is real.
  • Letting “their guy” inspect alone: Adjusters work for them, not you. We should always be there to represent your side.
  • Accepting a quick payout: That fast check might feel good... until you realize it won’t cover the full job.
  • Missing the fine print: Code upgrades, matching laws, and manufacturer guidelines — all things we know by heart.

Don’t go it alone. We’ve walked hundreds of homeowners through it — and we’ll walk you through it too.

We’ll Help You Fight for What’s Fair

Whether it’s a denied claim, underpaid supplement, or confusing paperwork — we’ve got your back. Let us inspect it, document it, and help you get every dollar you’re owed.

Schedule Your Claim Review

Insurance Claim FAQs

Do I have to wait on the insurance before calling a roofer?

Nope — and you shouldn’t. Have us inspect first. We’ll find the damage, document it, and help file it the right way from the start.

What if my adjuster already came?

That’s fine! We’ll review the scope, see what they missed (they usually miss something), and submit a supplement if needed.

Can you help reopen a denied claim?

Yes — with photo evidence, building code references, and a firm but professional rebuttal, we’ve helped many claims get reversed or approved on appeal.

Do you charge for claim support?

Never. We handle the whole process as part of your roof project. No hidden fees, no surprises — just good folks doing good work.